Authorised Greencard Partner

Stop watching card networks shut you down.
Go bank-to-bank.

There is no MCC code for cannabis. Greencard is the modern alternative to cash and to workarounds that get shut down.

Book a Demo See how it works

No setup fees. No monthly fees. No licensing fees.

Compliant Infrastructure
Built on federally regulated ACH rails. Not a workaround borrowed from card networks.
Retail + Wholesale on One Platform
The only cannabis payment platform that handles both B2C and B2B on a single infrastructure.
Zero Cost to the Operator
The service fee passes to the customer. Operator cost can be zero, or marked up to earn on each transaction.
The Compliance Reality

The card networks have no authority over ACH.

Every workaround that routes cannabis sales through card rails eventually gets shut down. Bank-to-bank ACH does not carry that risk.

There is no MCC code for cannabis.

Every credit or debit transaction at a dispensary is miscoded as ordinary retail. Card networks are built to catch it. When they do, the result is account termination and held funds.

No MCC Code
2014
Cash Runs Everything
Colorado legalises. Card brands refuse to serve cannabis. Operators run on cash because there is no alternative.
2017 to 2018
PIN Debit Appears
As more states legalise, PIN debit terminals arrive, routing sales through miscoded MCCs.
By 2020
Networks Drop PIN Debit
Card networks pressure banks to drop cannabis-adjacent merchants. PIN debit fades out.
Now
Cashless ATM Being Shut Down
A major cashless ATM network was shut down under card-network pressure as recently as June 2026. Enforcement is current and ongoing.
See How Greencard Solves This
How It Works

One platform. Every payment type.

In-store, delivery, e-commerce, and wholesale B2B — all on compliant ACH rails with next-business-day settlement.

Step 1
Budtender enters total
Order is entered into the POS. The system generates a unique QR code for that ticket.
Step 2
Customer scans QR with phone
No app download. No account creation required. Customer scans with their phone camera.
Step 3
Connect bank (30 seconds, first time only)
Secure bank-link technology connects the customer's account. One-click repeat for returning customers.
Step 4
Confirms + optional tip
Customer reviews the amount, adds an optional tip, and confirms. Budtender sees instant confirmation on screen.
Step 5
Settlement next business day
Funds land in the operator's account the next business day. Full transaction log in the dashboard.
Step 1
Operator sends SMS pay link
Before dispatch, the driver or dispatch system sends a secure SMS payment link to the customer.
Step 2
Customer prepays from phone
Customer clicks the link, selects their bank, and pays from their phone. No cash in the car.
Step 3
Payment confirmed before driver leaves
The operator sees confirmation before the driver departs. No COD cancellations. No cash reconciliation.
Step 1
Greencard drops into checkout
Greencard integrates via API, iframe, or WooCommerce plugin. Customers select it at checkout.
Step 2
Customer selects bank and pays
Bank-to-bank transfer. No card number, no credit check, no card-network involvement.
Step 3
One-click for returning customers
Saved bank connection means repeat customers pay in seconds. Exact-to-the-penny amounts.
Step 1
Operator creates invoice in dashboard
Invoices up to $1,000,000. Attach manifests, line items, or PDF documentation directly.
Step 2
Invoice sent by email
The buyer receives a professional invoice by email with a secure pay link.
Step 3
Buyer connects bank and pays
Buyer pays by ACH through Greencard. Recurring billing available for standing orders.
Step 4
Settles next day. Posts to QuickBooks
Funds settle next business day. Every paid invoice posts to QuickBooks automatically.
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Savings Calculator

See What You're Leaving on the Table

Enter your monthly card volume to see how much you could save by switching to compliant ACH payments.

$

Estimates based on typical fee differentials in cannabis payment processing. Actual results may vary. This is not a guarantee of savings.

For Dispensaries

Digital payments that card networks cannot shut down.

Dispensaries on digital payments see 20 to 30% higher cart sizes, on rails the card networks have no authority over.

  • Pay by phone camera — no app, no account required for customers
  • Exact-to-the-penny charges, optional tipping, full customer data capture
  • Next-business-day settlement. Every transaction. No delays.
  • Built-in CRM, loyalty, outreach campaigns, and QuickBooks sync
  • You own every customer's name, phone, and email
20-30%
Higher cart sizes on digital payments
Next-day
Settlement, every transaction
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For Wholesale

Every wholesale payment the next business day, instead of two weeks out.

Growers paid 14 days late by check. Distributors squeezed between slow retail collection and supplier payments. Greencard collapses that cycle to about 24 hours.

  • Invoices up to $1,000,000 per transaction
  • Next-day ACH settlement from any bank
  • Recurring billing with auto-reminders for standing supply agreements
  • Real-time AR aging dashboard. Who paid. Who is due. Who is overdue.
  • Manifest and line-item uploads, PDF attachments, API endpoints
Book a Demo
FAQ

Questions operators ask before switching.

There is no Merchant Category Code for cannabis, so card transactions get miscoded and the networks eventually shut them down.
It routes a cannabis sale through card rails by treating it as an ATM withdrawal. Enforcement is ramping up, and getting caught can mean held funds and a closed account. It works for now, which is why it is useful for day-one adoption, but it is not the long-term answer.
Those apps do not allow cannabis and shut accounts down. Greencard is purpose-built for cannabis on compliant bank-to-bank ACH rails.
The service fee can pass entirely to the customer, so the operator's cost can be zero. The operator can also mark it up to earn on each transaction.
No monthly fees, no setup fees, no licensing fees. A per-transaction service fee only.
Greencard handles invoices up to $1,000,000 with next-day settlement and QuickBooks sync. It is the only cannabis platform that does both wholesale and retail on one system.
Greencard does not use card networks. It is bank-to-bank ACH, and the card networks have no authority over it.
It is built on federally regulated banking rails. Nothing in cannabis is guaranteed at the federal level, but Greencard is infrastructure designed for the industry, not a workaround borrowed from card networks.
No. They pay from their phone camera. There is also guest checkout with no full signup required.
Transactions are captured next day. That is a real edge over older cannabis payment methods, many of which pay out well over a month later.
Get Started

Book a live demo. See it in your store.

We will walk you through the dashboard, the customer experience, and what onboarding looks like for your operation. No pressure. No generic pitch.

48hr
Average onboarding time
Next-day
ACH settlement
$0
Setup or monthly fees
Book a Time →
Ready to get started?
Book a Demo

No commitment. 30-minute walkthrough, no generic pitch.